Instructors wanting to create an email list of the students in a class may use the RAMS system and add any email addresses of students in the class. Please note that access must be given course by course every semester, and does not automatically roll over. The instructor in that case should contact their department to be given proper access to the course for the semester. If the instructor is able to log into REGIS but does not see the current semester or does not appear to be able to access their course, the problem may be in their permissions as granted by the department or dean. The user will receive an error message that “No class rosters found.” This does not mean that the instructor does not have access – it means that the present roster has no enrollment so has not been generated. Note that rosters that are blank (no students enrolled) will not display. Contact the department administrator for more information regarding that procedure. To access each, the instructor would need to have permissions activated by the History, Sociology and Computer Science departments. Three rosters will be generated for the course, one for each of its listings. For example, a course "Origins of the Internet" is listed under History, Sociology and Computer Science. Note that if a course is cross-listed among multiple departments (such as undergraduate and graduate, or History and English, etc.), then instructors will have to obtain permission through each department in which the class is listed to access the roster under that department. It is also possible to view images of the students either by clicking on the “Section Photos (pdf)” link on the top right of the roster, or by clicking on the individual student names. If you select the option to display the roster as an Excel file, you may also view the student emails. The roster with enrolled students will be displayed. On the REGIS page, select the top tab that says "View Rosters." On that page, select the tab that says "Quick Search" and enter the class information (Semester, Unit, Subject, Course, and Section) in the appropriate fields on the page, and select Retrieve Roster. On Rutgers Central Authentication Service page, enter your NetID and password, leave Authentication type as Default, and select LOGIN. Go to the Electronic Student Grading System website and select REGIS (Rosters and Electronic Grading Information System) under "Submit grades or change grades for the current semester." If the instructor is having issues with his/her NetID, the instructor should see the NetID Management website, or contact the helpdesk at 85 or log into REGIS In order to access the web roster, the instructor must have a valid and active NetID and receive privileges to access the roster from the Dean, Department Chair, or Department Administrator. There are no hard copy rosters – all rosters are available only through the online REGIS (Rosters and Electronic Grading Information System) web roster system. Granting Approval To Access Regis RostersĬlass rosters list the students enrolled in the course, and are the document on which instructors track the academic performance of their students through warning and final grades and other notes.
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Players can also party up in the Cross World Party Quests and enjoy new limited-time rewards in the Party Point Merchant coin shop.įrom working together to working as a team of one, players can also build a team of characters across their account to take on the Immortal Gorgons. Working together to fight against the Ancient Guardian boss, players can navigate portals, study constellations and activate switches in a set order to unlock treasures. New Users Please note that all new users need to be approved before posting. In the Pathfinder: Squadron of Heroes update, players level 61 and up can go on adventures with friends in the new Ancient Ruins Party Quest. Double Miracle Time - Official MapleStory Website. Use the coupon to select 1 from each of the categories: Blue Nightmare Hat. Mission 5: Complete the mission to receive the following: Blue Nightmare Outfit Set Coupon: Untradeable, 7-day duration. Cash item can be transferred to the Cash Shop Inventory. 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However, this high luminosity would mean that each interesting collision would be accompanied by tens of background collisions. Peter higgs full#This accelerator would probe the full possible mass range for the Higgs, provided that the luminosity was very high. In 1984, a few physicists and engineers at CERN were exploring the possibility of installing a proton-proton accelerator with a very high collision energy of 10-20 TeV in the same tunnel as LEP. Though LEP did not find the Higgs boson, it made significant headway in the search, determining that the mass should be larger than 114 GeV. The Large Electron-Positron collider (LEP), which operated at CERN from 1989 to 2000, was the first accelerator to have significant reach into the potential mass range of the Higgs boson. The accelerator, the experiments and the Higgs This particle was later called the Higgs boson and would become the most sought-after particle in all of particle physics. The mass of this particle was unknown, but researchers knew it should be lower than 1 TeV – a value well beyond the then conceivable limits of accelerators. Second, the new field itself would materialize in another particle. The BEH mechanism had several implications: first, that the weak interaction was mediated by heavy particles, namely the W and Z bosons, which were discovered at CERN in 1983. However, once the mass of a particle is measured, its interaction with the Higgs boson can be determined. These values are not predicted by current theories. The BEH mechanism implies that the values of the elementary particle masses are linked to how strongly each particle couples to the Higgs field. After the universe expanded and cooled, particles interacted with the Higgs field and this interaction gave them mass. Before this phase transition, all particles were massless and travelled at the speed of light. In the history of the universe, particles interacted with the Higgs field just 10 -12 seconds after the Big Bang. The photon, which carries the electromagnetic interaction, would remain massless. Particles that carry the weak interaction would acquire masses through their interaction with the Higgs field, as would all matter particles. Importantly, this structure ensures that the theory remains predictive at very high energy. The peculiarity of this mechanism is that it can give mass to elementary particles while retaining the nice structure of their original interactions. Independent efforts by Robert Brout and François Englert in Brussels, Peter Higgs at the University of Edinburgh, and others lead to a concrete model known as the Brout-Englert-Higgs (BEH) mechanism. In 1964, theorists proposed a solution to this puzzle. They had identified deep similarities between the structure of these two interactions, but a unified theory at the deeper level seemed to require that particles be massless even though real particles in nature have mass. In the early 1960s, physicists had a powerful theory of electromagnetic interactions and a descriptive model of the weak nuclear interaction – the force that is at play in many radioactive decays and in the reactions which make the Sun shine. In a sense, this mass is the essential quantity, which defines that at this place there is a particle rather than nothing. In Einstein’s celebrated formula E = mc 2, the “m” is the inertial mass of the particle. By “mass” we mean the inertial mass, which resists when we try to accelerate an object, rather than the gravitational mass, which is sensitive to gravity. The “Higgs mechanism,” which consists of the Higgs field and its corresponding Higgs boson, is said to give mass to elementary particles. Many questions in particle physics are related to the existence of particle mass.
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Topaz Labs upgrades Topaz Detail 2, a detail enhancement and sharpening plug-in for Photoshop that specializes in enhancing detail without creating image artifacts or noiseĭALLAS-Topaz Labs announces the release of the Topaz Detail 2 Photoshop plug-in, which features a user-requested speed boost, a totally redesigned user interface, and more detail enhancement tools and presets. Topaz Labs produces state-of-the-art post-processing software for photographers. Press Release: Topaz Labs Upgrades Photoshop Detail Enhancement Plug-in It is available as a free upgrade for existing users or $39.99 for first-time buyers.Ĭlick here for more information and to download the plug-in The latest version features a redesigned interface, more editing tools and promises faster processing speed. in current version are Topaz (United States), Huion (Canada), Wacom (Japan). 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() Insects - All Insects gain Venom equal to 10% of their base health. () Elemental - All Elemental cards gain extra attack equal to 75% of base attack. () Undead - All Undead spawn upon death (at the end of card line) Unearthed Skeleton (1-delay) whose HP and Attack is equal to 50% of base (dying) card, Berserk dependant on card's rarity (Common → 0, Rare → 1, etc.) and Invisibility (1 for Epic card, 2 for Legendary card). () Avian - All Avian gain Hex equal to 30% of their base attack, used only during activation at the start of the turn, ignores Invisibility, picks new target if previous died. () **Seafolk** - All Seafolk gain Barrier equal to 20% of their base HP when active, 40% if they're not active. () Dragons - All Dragons are healed by 25% of their base HP every turn (rounded up). () **Goblins** - Each active Goblin throws a number of bombs equal to their base Attack at the start of each turn (before other skills). () Undead - All Undead gain Berserk equal to 30% of their base attack () Elementals - cards attacking (any) Elemental card will be burned by Scorch equal to 10% of attacked Elemental’s card HP () Angels - All Angels gain Legion equal to 50% of their base attack. () **Insects** - All Insects gain Armor equal to 10% of their base HP (rounded up). () **Avian** - All Avian cards gain Valor equal to their base attack. () Frogs - All Frogs gain Poisonbolt equal to 50% of their base attack. () Elementals - All Elemental cards gain extra attack equal to 50% of base attack. () Angels - All Angels gain Legion based on their rarity (Legendary - Legion 3, Epic - 2, Rare - 1) () Undead - All Undead cards gain Berserk equal to 20% of their base attack (rounded up) PUZZLE AND DRAGONS TIER LIST 2016 FULL() Iceshatter Barrier - Barrier skills deal damage (equal to Barrier) when they're completely depleted (breaking full reamaining Barrier with Pierce stops that from occuring). () Dragons - All Dragons are healed by 20% of their base HP every turn (rounded up). () Frogs - All Frogs are protected by Barrier 2 every turn. () Elementals - All Elemental cards are Empowered by 2 each turn. () Dragons - All Dragons are healed by 2 each turn. List of previous (World event) Battleground Effects (taken from pewpewdie's guide) Also afraid editing this post would lock the thread again lol. Won't be able to keep doing it :/.ġ0/11/21 Edit: I removed a lot of text that isnt relevant anymore :/. I will NOT list what cards were listed each day. Its going to changed up a little and the undead/seafolk tier list is nearing finish so take aġ/11 Edit: I will add the recommended reward cards to buy from D&D. Instructions in the READ FIRST tab.ġ/8/20!! I'll start working on the tier list again. Should've done that a long time agoĥ/6 Edit: You can make a copy of the rating list so you can sort. The master rating list has been reverted to the former layoutģ/17 Edit: Ratings now imply that you have the best rune equipped to the cardģ/25 Edit: I think I will only rate cards by non-bge and set tiers for bgeĤ/2 Edit: Elemental bge buffs in discussionĤ/8 Edit: Each Tribe tab now has a seperate rating if the tribe has a second bgeĥ/1 Edit: Converting all comments into notes. Also mass rating changeģ/16 Edit: Made some changes to salvaged goods to make it easier to input stat and skill changes. PUZZLE AND DRAGONS TIER LIST 2016 UPDATEChange document reset due to a major update to ratings as a whole.ģ/13 Edit: Important Information now a powerpoint slide. Rune column replaced with secondary faction rating. Changing the ratings to accomadateģ/3 Edit: Added some more color coding to card tierģ/12 Edit: Simplified ratings by removing most of the columns. If you have any objections, comment on one of the cards being buffed.ģ/1 Edit: Barrier Seafolk Bge is up. Ok, I have finally completed the card ratingġ/30 Edit: Since this is part of the useful links now, I will start linking some of the cards to a separate document.Ģ/4 Edit: I believe Goblin buffs are not significant enough to require an update to ratings. Also this will delay my updates to buffed cards~~ There is also a master list of all the card I am working on as well.ġ/24 Edit: Pew's Format seems better so I made a copyġ/26 Edit: If no comments are made to update buffed cards, I will rate them by myself on 1/28ġ/28 Edit: ~~I'd like to create a benchmark list of cards to set the standard for rating cards. I would like there to be an up to date F2p tier list in Pew's stead. Pewpewdie has long retired from Spellstone. I think the replay value from this game comes from the evolution of how a player views the game. That said, I never felt the game to feel repetitive. Outside of that, there isn’t much change in play. That will provide some variation on starting points. The board is going to be different every time you lay out the tiles for each game. A bit longer if you are playing with a younger person, or the for the first time. Each game will probably only last 15 minutes with experienced players. The hex board can be a bit tricky when you are trying to remove a tile that is surrounded by other hexes. HEY THATS MY FISH 2 PLAYER HOW TOIt is a very teachable game all the way down to Kindergarten age.įrankly, the biggest thing to “learn” is how to remove a tile without causing an “earthquake” that shakes all the other tiles. The movement and collection of tiles is very easy to understand. There is a reason this is marketed as a kid’s game. 3 players is ok, but I think it shines as a two-player game. It is very hard to play too far ahead with 4 players because when it gets back to your movement, the iceberg will look totally different than from when you ended your turn. Adding more players doesn’t make it more fun – It just seems to make it more frustrating. I think you give up some of the fun by adding more players. With 4 players, the real estate is just too scarce. I think the game is much better suited for 2 players as opposed to 4. At the same time being careful not to box yourself in, and perhaps even cut off your opponent’s access to the rest of the iceberg. HEY THATS MY FISH 2 PLAYER SERIESWhat was once a mad dash for high-value tiles now becomes a carefully planned out series of moves consisting of figuring out just where can you move and will there be a worthwhile tile to claim. What happens is all of a sudden this cute kid’s game becomes a competitive area control game. (the math isn’t quite right because some rows only have 7). There are only 60 tiles to chose from on a roughly 8 x 8 grid. That’s when I realized the game isn’t as cute as it first seems. Red is blocked by gaps and the blue player. It is all rather haphazard and I didn’t put much thought into what was going on. Other areas where penguins will be blocked by opposing penguins. Doing this creates areas where other penguins are cut off from the rest of the iceberg. As the game progresses, the board starts to “evaporate.” Each turn players are removing their claimed fish tiles. It didn’t seem to matter how or where I set my penguins – so long as I was getting the high scoring tiles. the initial impression felt like a mad dash to the high-value tiles. Whatever tile you depart from, you claim that tile for your scoring. On each hex tile, there is a small icon representing either 1, 2, or 3 fish. We each had a handful of cute little penguins and we were moving them along a hexagonal tiled board collecting fish. The first time I played Hey, That’s My Fish, it felt like a “kids” game. For the price point, it is tough to go wrong having this on your game shelf. Everyone will like the breezy theme and surprisingly strategic gameplay. It is a great game for kids because it is easy to teach, easy to learn, and plays quickly. Hey, that’s my Fish is a good game for younger kids. Often showing up in lists for games you should consider for young kids – I’m always amazed at the first-level and second-level thinking that seems to take place when adults play this game. 6 years later this game has shown that it can be an entertaining and challenging game for adults, teens, and younger kids. A game that I bought for (at the time) my 8-year-old son. However many times you edit it, and gives you the ability to undoĪny edits you've made to your photo, even after saving and reloading.ĭesigner Pro also includes all the tools you need for WYSIWYG web design – justĬheck out the sites created by Xara users in our Website Gallery. Download Review Comments Questions & Answers. Email: email protected Phone: 1-80 Sales calls only. 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New alternatives include plug-in hybrid and fully-electric powertrains, although don’t rule out diesel entirely. Already, some cars here, such as the Porsche Macan, are no longer offered with a diesel engine. Opting for 4WD – if available – adds cost, weight and complexity, and counts for nothing in genuinely treacherous conditions without the right tyres.ĭiesel was the default choice for anything at the upper end of this sector, but poor publicity has caused sales to nosedive. Unlike full-sized 4x4s, small SUVs are generally front-driven, but decent ground clearance means most can handle a green lane or muddy car park. Think carefully about whether you need four-wheel drive. If you have set your sights on a small SUV, here’s what to bear in mind. But sports cars aren’t rational either – and that doesn’t stop us wanting one. A conventional car will usually be cheaper to buy, thriftier on fuel and more fun to drive. 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Suddenly, here was a mainstream alternative to a humdrum hatchback. Yet the small SUV grew up, quit its job at the surf shack and settled down in suburbia. Painted in pastel colours and accessorised with bull bars and ‘comedy’ spare wheel covers, they seemed destined to join the coupe-convertible in the scrappage scheme of history. Remember when we all thought small SUVs were a fad? When hot hatches became vehiculum non grata in the early 1990s, the likes of the Suzuki Vitara and Toyota RAV4 filled the void.
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While this usually means a different interest rate and new loan conditions, it also involves a new application, an underwriting process, and a closing, amounting to significant fees and other costs.ĭespite these challenges, refinancing can benefit borrowers, but they should weigh the comparison carefully and read any new agreement thoroughly. Refinancing involves replacing an existing mortgage with a new mortgage loan contract. If such conditions exist, a bank will usually spell them out in the mortgage agreement. These conditions may consist of a penalty for prepayments, a cap on how much borrowers can pay in a lump sum form, or a minimum amount specified for prepayments. Nonetheless, borrowers should keep in mind that banks may impose stipulations governing prepayments since they reduce a bank's earnings on a given mortgage. The earlier a borrower makes prepayments, the more it reduces the overall interest paid, typically leading to quicker mortgage repayment. These additional payments reduce the outstanding balance of a mortgage, resulting in a shorter mortgage term. By paying half of the monthly amount every two weeks, that person can save nearly $30,000 over the life of the loan.Ī prepayment is a lump sum payment made in addition to regular mortgage installments. This will result in significant savings on a mortgage.įor example, suppose a borrower has a $150,000 mortgage amortized over 25 years with an interest rate of 6.45% repaid in biweekly rather than monthly installments. Switching to a more frequent mode of payment, such as biweekly payments, has the effect of a borrower making an extra annual payment. Most financial institutions offer several payment frequency options besides making one payment per month. This would result in a savings of over $14,000. This technique can save borrowers a considerable amount of money.įor example, a borrower who has a $150,000 mortgage amortized over 25 years at an interest rate of 5.45% can pay it off 2.5 years sooner by paying an extra $50 a month over the life of the mortgage. One way to pay off a mortgage faster is to make small additional payments each month. Nonetheless, assuming a mortgage agreement allows for faster repayment, a borrower can employ the following techniques to reduce mortgage balances more quickly and save money: Thus, a borrower may first need to check with the lending bank to see if utilizing such strategies is allowed. Moreover, some loan contracts may not explicitly permit some loan reduction techniques. The amortization table shows how a loan can concentrate the larger interest payments towards the beginning of the loan, increasing a bank's revenue. However, lengthier loans help to boost the profit of the lending banks. In many situations, a borrower may want to pay off a mortgage earlier to save on interest, gain freedom from debt, or other reasons. Amortizing a Mortgage Faster and Saving Money The calculator can also estimate other costs associated with homeownership, giving the borrower a more accurate financial picture of the costs associated with owning a home. For example, a bank would amortize a five-year, $20,000 loan at a 5% interest rate into payments of $377.42 per month for five years. The amortization table below illustrates this process, calculating the fixed monthly payback amount and providing an annual or monthly amortization schedule of the loan. As the borrower approaches the end of the loan term, the bank will apply nearly all of the payment to reducing principal. In other words, the interest portion of each payment will decrease as the loan's remaining principal balance falls. Over time, the balance of the loan falls as the principal repayment gradually increases. The principal is the portion of the payment devoted to paying down the loan balance. Interest is the fee for borrowing the money, usually a percentage of the outstanding loan balance. Each payment is composed of two parts, interest and principal. In most cases, the amortized payments are fixed monthly payments spread evenly throughout the loan term. Nonetheless, our mortgage amortization calculator is specially designed for home mortgage loans. #MORTGAGE CALCULATOR MICHIGAN SERIES#Using this technique, the loan balance will fall with each payment, and the borrower will pay off the balance after completing the series of scheduled payments.īanks amortize many consumer-facing loans such as home mortgage loans, auto loans, and personal loans. In the context of a loan, amortization is a way of spreading the loan into a series of payments over a period of time. |
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